Is It Time to Get Out of The Market? - Dear Carrie: Should I get out of the market until it settles down? —A Reader
Teaching Kids About Money Teaches Parents, Too - Children inherit physical traits from their parents. But there's something else they inherit that many parents don't consider -- their financial behaviors. Most parents believe that kids should start learning how to manage money before they start kindergarten. But many admit they don't know where to begin or what to teach.
Seven Habits
of Financially Responsible People - Funny thing about habits. Bad ones just seem to happen, while good
ones are usually the result of considerable effort.
Should You Invest Aggressively? - I have $34,000 dollars in an IRA that I want to diversify in aggressive stocks. I retire in five years. How should I do this?
How Can I Catch Up on Retirement? - I was out of work for 14 months and had to dip into my retirement savings to make it. I am working again and want to "catch-up." What strategies would you suggest to help? Also, since I can't put that money back in my 401(k), what sorts of accounts would be best to look at?
Fact Sheet Explains Social Security Financing - I'm probably going to be sorry I did this, but I've written another Social Security fact sheet that I'm offering free of charge to my readers.
Need to Redirect Your Spending? Let Your Goals be Your Guide - We've never bothered to save before, so our debt is rising a little more each month. I think we've developed bad financial habits, but I don't know how to break them. How do we reverse five years of irresponsible spending behaviors?
Considering Taking Social Security Early? Think About What This Might Mean for Your Spouse -
My husband and I are both considering taking Social Security next year at age 62. I'm told that I could draw on my husband's account and potentially collect more monthly than I would if I draw from my own earnings without it affecting what he gets. Is this true? Also, should my husband die before me, would I collect his full monthly benefit or a portion of it?
Investing 101:
Stocks vs. Funds - Dear Carrie: I
have a really basic question (and hope you believe there are no "stupid
questions"): Why would someone invest in stocks when mutual funds make investing
so easy? — A Reader
Welcome to the Real World: Financial Advice for
New Grads -
My daughter has (at last!) graduated from
college. Although she took several economics
classes, she really doesn't have a clue about
handling her own money. How can I help her get
started on the right foot?
How to Maximize Your Social Security -
Here is an overview of the
five strategies you might be able to use to
receive the best deal possible from Social
Security
Ask Carrie:
Paying for College: Is a Scholarship Considered Taxable Income?
- Dear Carrie: Does my son have to pay taxes on his scholarships and need grants in college? — A Reader
4 Online Tools Make Budgeting Fun -
Like a road map for a cross-country road trip or the blueprints to
build your dream house, a spending plan shows where you are and how to
get where you want to be.

Feature-Rich Cell Phones Are Hot - Santa's packing more than
your basic flip cell phones this year. More than in any previous holiday season, companies are pitching feature-rich, often high-priced phones.
Your Money; Consumer Tips - Experts discuss personal
finance with an emphasis on consumer protection.
Instilling values in your kids: Part I
- In this two-part article, we discuss ways you
can instill good financial values in your children. Part I is about spending, saving and working, while part II is about
charity and philanthropy. The reality is that they're not going to learn this stuff in school; it's up to you.
Personal Finance Videos - Discussions and tips from
experts to help us make better financial decisions.
Your Money
- Consumer tips on everything from buying police cars to repairing your credit report to making your analog TV digital. Very
wide coverage of personal finance topics by top experts.
Learning Business Feed - Free business and personal finance education videos from Investors Business Daily, Kiplinger, and
other leading business media.
How to Choose the Right Kind of Home Mortgage - One
of the nation's leading home mortgage lender offers tips
on how to select the right mortgage for you.
The Alert
Consumer -
Do you want the
extended warranty? Before you say no, you might want to
think of the added protection it would provide for the
expensive consumer products you're buying. But consider the
pluses and the minuses before buying an extended
warranty.
Money and You
-
Flexibility is key to finding affordable universities.
Dear Doug; Senior Advice:
Broker's notions probably won't
make her
richer - Now
my broker wants me to sell everything and stay in cash until the
market gets better. What are your recommendations?
The Alert
Consumer: Life Insurance
-
Protect yourself, your family, by making
a budget for life insurance. Here is info you will
need to know.
Money and You
-
Law firm takes corporations to task for high 401(k)
fees.
Up Your
Credit Score - How you can get a higher
grade on your credit report.
Pitfalls of
Payday Loans - Payday loans are marketed as a way to get
fast cash to hold the borrower over until their next paycheck. But
expect to repay much more than you get.
The Guy
Factor: Overconfidence Makes for Risky Investments - In one
study, men traded 45 percent more
frequently than women and their returns were worse than the female
accounts. The increasing popularity of the Web only fueled the
phenomenon of male investors gone wild.
Get Off
the Roller Coaster and Get a Financial Plan -
Planning is vital to a good financial future, say
financial planners, yet a lot of people don't think about it.
Save
on Credit Cards -
Credit cards make
spending so convenient the average American now has a charge card
debt of around $8,000. Here some tips on dealing with credit card
debt.
Money Skills
for Life - Everyone is
interested in money, and how to be a better money manager. Here is
an absolutely great source for kids, teens, and adults. And it's
free! And just too good a deal to pass up.
Googling the Internet:
Free
Financial Advice - Questions, answers, calculators, and a wealth
of free information